PathPilot is a startup developing AI agents that automate lending operations for fintech companies, including customer support, onboarding, collections, and compliance workflows. The platform integrates with clients' infrastructure to handle interactions across chat, email, voice, and backend systems, enabling scalable operations without proportional headcount growth. Founded in 2024 and backed by Y Combinator (S24), it serves BNPL, embedded lending, and credit card providers primarily in North America, Europe, and LATAM.