HOME FinTech / Payments Founding Engineer, Payment Intelligence
  • Uno Wallet
  • San Francisco, CA
  • Full-Time
  • 51 days ago
  • $140,000 – $260,000
Uno Wallet VERIFIED EMPLOYER

Founding Engineer, Payment Intelligence.

FinTech / Payments Full-Time

Founding Engineer, Payment Intelligence: our view in 3 lines...

  • The Role:This role is for a founding engineer building an intelligent wallet and payment decision system for iPhone in a fintech and AI product company.
  • The Person:The person will build the iPhone app, merchant prediction engines, real-time payment decisions, backend and data infrastructure, and new products from prototype through production.
  • Requirements:The role calls for someone exceptional in at least one of mobile, backend, or ML, with experience building technically difficult products and turning messy real-world data into reliable product behavior.

About the role

Build the system that decides how people pay.

Wallets today store cards. Uno decides which one to use.

Uno understands the merchant, purchase context, rewards, offers, and each user’s goals, then chooses the best way to pay in real time. We are starting with an intelligent wallet for iPhone and building the payment intelligence layer behind it.

What you will build

  • The iPhone app and core payment experience
  • Merchant prediction engines and category prediction
  • Real-time payment decisions that must be fast, accurate, and reliable
  • Backend, data infrastructure, and new products from prototype through production

This is not a narrow mobile, backend, or ML role. You will work directly with the founders, decide what matters, ship quickly, and own whether it works.

Who we are looking for

  • You have built technically difficult products that real users depended on.
  • You are exceptional in at least one of mobile, backend, or ML
  • You can turn messy real-world data and ambiguous problems into reliable product behavior.
  • You want significant ownership at the earliest stage of a company.

The team

You will work directly with Saket Joshi, a former xAI Member of Technical Staff who built recommendation systems at scale, and Mordi Shadpour, a former Bloomberg Terminal expert.

You will help shape the product, architecture, engineering culture, and team we build next.

Uno Wallet is building the intelligent wallet for iPhone.

It automatically chooses the best credit card for every purchase. We are building at the intersection of consumer, fintech, and AI. We are looking for exceptional early team members who want to help create a category-defining financial product people use every day.

Published August 7, 2026
Location San Francisco, CA
Category FinTech / Payments  
Job Type Full-Time