Clove is a London-based fintech startup developing an AI-powered financial advice platform that combines human advisors with AI to automate administrative tasks and provide personalized guidance. It targets underserved clients such as young professionals, families, and entrepreneurs with services including financial planning, investment advice, and retirement planning. The company emerged from stealth in 2025 with $14M in pre-seed funding and plans a full UK launch in 2026 pending regulatory approval.