Finosu is an AI-native consumer loan servicer that automates communications, payment processing, and compliance for lenders, including personalized voice, text, email, chat, direct mail, and state licensing management. It ingests data from PDFs, Excel files, and loan systems to streamline regulatory filings, audits, and loan management. As a Y Combinator-backed startup founded in 2024, it targets inefficiencies in consumer lending servicing.[1][2][3]