- Forbrightbank
- Full-Time
- 11 days ago
- USD 60,000 – USD 66,000
Deposit Operations Analyst, Digital Banking.
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Deposit Operations Analyst, Digital Banking: our view in 3 lines...
- The Role:This role is for a deposit operations analyst in digital banking at a full-service bank.
- The Person:The person will manage daily deposit operations analysis, reconciliation and exception resolution, handle Tier II phone support, and recommend process, control, and compliance improvements.
- Requirements:The ideal candidate has a High School Diploma or Bachelor’s Degree, 3 years of bank operations experience, National Check Professional accreditation preferred, and proficiency with Microsoft Office tools.
About the role
DUTIES AND RESPONSIBILITIES:
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Daily Analysis:
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Manage the end-to-end processing of functions that require daily queue monitoring and decisioning, accept/reject actions, adjustments, research, and resolution of exceptions (such as duplicate/suspect items), while ensuring adherence to documented procedures and controls, like the Mobile Remote Deposit Capture (RDC/mRDC) function
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For these functions, perform reconciliation and monitoring activities, including balancing/settlement validation, investigating variances, and coordinating reconciliation sign-offs when required within role-specific limits
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Analyze transaction trends and volumes for assigned functions, identify drivers of exceptions/contacts, and recommend process improvements to reduce repeat issues and improve throughput and accuracy
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Prepare and/or approve adjustments impacting the General Ledger within role-specific limits, analyze reconciliation variances, coordinate reconciliations, and support accurate documentation and sign-offs
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Tier II Phone Support:
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Serve as a first and primary point of contact to Tier II phone support calls for the Deposit Operations department, delivering timely internal support, troubleshooting, and issue triage
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Analyze Tier II support trends (contact drivers, repeat issues, error patterns), and recommend systemic or holistic improvements to reduce routine support needs through better procedures, job aids, and/or upstream fixes
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Escalations, Collaboration, and Knowledge Sharing:
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Assess risk trends and control effectiveness for owned functions, identifying emerging issues and recommending corrective actions to reduce operational, financial, and regulatory exposure
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Provide analytical support to escalations, including root-cause identification and recommended solutions.
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Share insights, reporting, and best practices with peers and leaders; collaborate cross-functionally to resolve recurring issues and improve service and controls
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Participate in service and process improvement initiatives by identifying inefficiencies and recommending enhancements to operational workflows and controls
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Additional Responsibilities:
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Support special projects and implementation activities for new procedures, controls, or technologies as assigned
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Comply with all bank policies, audit standards, regulatory mandates, and all required compliance training.
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Perform other duties as assigned
QUALIFICATIONS:
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High School Diploma required, Bachelor’s Degree preferred
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National Check Professional (NCP) accreditation preferred
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Minimum of 3 years of bank operations experience required; 5+ years of experience or more years preferred
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Prior item/check/payment processing experience preferred
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Demonstrated problem-solving skills with the ability to identify trends, recommend systemic fixes, and support prevention strategies
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Strong working knowledge of applicable regulations; ability to identify potential compliance issues and support regulatory analysis, exams, and reporting
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Functional knowledge/understanding of accounting concepts and process preferred
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Experience working in a fast paced, deadline-driven environment
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Proficiency in the use of PC software tools for reports, audits, and analysis
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Ability to establish positive working relationships and collaboration across the organization
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Requires ability to work with minimal supervision
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Proficiency with Microsoft Office tools (Outlook, Word, PowerPoint, Excel)
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Excellent verbal, written, and interpersonal communication skills
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Strong organizational skills and attention to detail
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Outstanding problem-solving and time management skills
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Self-motivated, self-directed, and results oriented
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Adaptable and able to multitask in a fast-paced environment
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Can work independently and within a team; solution-oriented with a collaborative approach

