Commercial product manager Cash Management

Are you ready to shape the future of Cash Management across Europe? As a Product Manager in our Wholesale Banking domain, you'll take ownership of a key product suite that supports leading corporates and financial institutions in managing their global liquidity. This is an opportunity to drive strategic impact, influence product direction, and help our clients stay ahead in a rapidly evolving landscape.

With full responsibility for product performance, innovation, and client value, you will play a central role in strengthening ING’s presence in the Transaction Services market.

The team

You will join the Product Management Payments & Cash Management team, part of ING’s Transaction Services business line. The team oversees the commercial performance and long-term evolution of our payments and cash management products across Europe.

Within the Product Area Accounts & Cash Management, you will work closely with colleagues from Sales, Client Services, Sector Teams, and the newly established Delivery Management organization. Together, you contribute to solutions that empower treasurers to optimize their global cash positions, manage risk, and gain better control over banking costs.
The culture is collaborative, data‑driven, and focused on continuous improvement, with a strong European network enabling cross‑border alignment and shared learning.

Roles and responsibilities

In this role, you will take ownership of the strategic development and commercial performance of ING’s Cash Management offering. You will:

• Lead the product strategy, roadmap, and lifecycle to ensure long‑term competitiveness and client relevance.
• Oversee day‑to‑day product performance and P&L, using data and insights to guide decisions.
• Develop clear product propositions and business cases, including identifying key data for tracking performance.
• Conduct market, competitive, and customer research to drive product enhancements and commercial opportunities.
• Monitor and update product policies, governance, and compliance requirements.
• Manage non‑financial risks and ensure operational excellence through engagement in audits, issue management, and key control testing.
• Collaborate closely with Sales, Client Services, and Sector Teams to support commercial activities and client pitches.
• Align with the Delivery Management organization to ensure seamless translation of business needs into technical requirements and flawless 24/7 operations.

How to succeed

We hire smart people like you for your potential. Our biggest expectation is that you stay curious, keep learning, and take responsibility. In return, we’ll support your professional growth and help you become an even stronger version of yourself.

To excel in this role, you bring:

• Strong experience in Transaction Services and Cash Management (5+ years).
• The ability to take ownership of complex product areas and drive long‑term strategy.
• Analytical strength and the ability to make decisions based on facts and data.
• Experience in commercial product management, marketing, or customer experience.
• Strong stakeholder management skills within complex ecosystems.
• Excellent communication skills in English, both written and verbal.

Rewards and benefits

We want to support your ability to balance your professional and personal life. Learn more about our employment conditions.

Working at ING means you can count on:

• 25–28 vacation days depending on contract
• Pension scheme
• 13th‑month salary
• 8% holiday payment
• Hybrid working
• Personal growth and challenging work with endless possibilities
• An informal, innovative working environment

About us

Curious about how ING empowers people and businesses to move forward?
Discover what we do and what we can offer you.

Questions?

Contact the recruiter listed in this job advertisement.
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